Universal

If you need Long-Term financial protection, a Universal Life Insurance quote in California may be the right choice for you! A Universal Life Insurance policy works similarly to Whole Life Insurance which is designed to cover a person’s entire Life. Unlike Whole Life Insurance, Universal Life makes it possible to adjust the benefit amount up or down without needing to get a new policy.

Many of our Clients like choosing their own coverage and being in charge of making changes to their policy as their personal and family needs change. Requesting a Universal Life Insurance quote in California will place you on the road to discovering this flexible type of Insurance. As long as premiums are paid as requested by the policy, your beneficiaries will receive the death benefit.

Features of Universal Life Insurance:
• Flexibility – you decide the amount of Life Insurance, benefit and premium payments.
• Security – protect your loved ones from financial hardship should the unexpected occur.
• Death Benefit – Life Insurance proceeds are generally income tax free to the beneficiary.
• Guaranteed Interest Rate – earn while you protect your family. The interest rate at which the account value grows is guaranteed never to drop below a defined level.
• Cash Value Growth is Tax Deferred – the growth in cash values is tax-deferred under current Federal income tax law.

Call today for a Universal Life Insurance Quote in California!
Contact the California Department of Insurance at (800)927-4357, or go to their Web site at www.insurance.ca.gov to verify licensing credentials of all Life Insurance Agents and Insurance Companies doing business in California.